Absa

Absa’s purpose helps people understand there are endless possibilities in life. They’ve helped many Africans find meaning and fulfilment and have also played a key role in paving the way towards acting in the framework of fairness, truth, and integrity.

Acting with the highest level of transparency

As a financial service provider, Absa ensures that customers' hope and success are protected. They know that without any trust, their customers wouldn’t continue supporting them.

They’ve managed to keep their customers, stakeholders and clients trust by being committed to acting with the highest level of transparency and honesty.

Absa promotes sustainability and equality

Absa’s constantly looking to better its service and push boundaries to obtain sustainable growth and opportunities.

As their standards and policies change with time and the demands of the industry, so will the incorporation of how things are done. This is done by continuously promoting the sustainability, equality, and good ethics that their stakeholders value in the long run.

How Absa operates their business

At Absa, our operations are guided by the strategic development framework known as the Absa Way. This innovative approach empowers us to unleash our creativity and leverage our core values and mission to inspire individuals and businesses to realise their limitless potential.

The Absa Way equips us with essential tools to cultivate and nurture strong relationships with our valued customers, clients, partners, employees, industry peers, and the community at large. It is through this holistic framework that we foster collaboration, trust, and sustainable growth, driving positive impact and delivering exceptional experiences to all those we engage with.

Save more, achieve more: take advantage of Absa's competitive interest rates

Absa provides a wide range of financing options tailored to meet your business needs, with flexible repayment terms spanning from 12 to 60 months. Enjoy the benefits of their competitive interest rates, allowing you to save and optimize your financial resources.

What sets Absa apart is their team of highly skilled professionals who possess extensive expertise in the industry. They are dedicated to offering personalized advice that is specifically tailored to your business, ensuring that you make informed decisions and achieve your goals effectively.

Making a meaningful difference: Absa's holistic approach to corporate social responsibility and community development

At Absa, the way they operate is guided by their strategic development framework known as the Absa Way. This framework empowers them to be creative in using their values and mission to inspire people towards unlocking the unlimited potential that life has to offer. The Absa Way provides them with the necessary tools to effectively manage relationships with customers, clients, partners, staff, industry rivals, and the community, fostering a holistic approach to doing business.

Absa offers a comprehensive range of customisable and worry-free asset and vehicle finance solutions to help your business get off the ground.

Whether you require financing for pre-used or new vehicles, Absa has you covered. Additionally, their fleet management services can prove invaluable for your business operations. Recognizing the need for funding, Absa has a dedicated team of industry specialists who provide customized funds tailored to your specific business or industry requirements.

Experience flexibility and convenience with Absa's asset finance options

Absa's asset finance options extend to a wide range of movable assets, including agricultural and manufacturing equipment, commercial vehicles, as well as marine, aviation, and renewable energy industries. With financial leases and instalment sale agreements available, Absa ensures flexibility and convenience for your asset acquisition needs.

When opting for Absa's asset finance, you benefit from a specific repayment period and agreed-upon interest rate, which is incorporated into your monthly payment arrangement. Upon completing the full payment, you gain complete ownership of the asset. Alternatively, you can choose continuous utilisation of the asset by making monthly payments over the agreed-upon time, which includes interest and fees.

Absa also offers Shariah-compliant car and asset finance solutions specifically designed to meet the financing needs of your business assets or vehicles. Their exclusive solutions cater to various business and customer needs. These include:

• The interim loan agreement and switch to instalment sale agreement: Designed for assets financed under international or local suppliers, this solution allows for import and risk mitigation to be placed upon them.
• Sale and purchase agreement (SPA): This solution provides refinancing for goods sourced from abroad, ensuring the confirmation of rightful ownership before entering into a legally binding SPA contract.
• Aviation-specific loan agreement: Tailored for aviation businesses, this financing option covers both local and international purchases. Absa also offers interim loan agreements for partial payments on imported aircraft. Finance is available for a wide range of aviation products, including pre-owned and new helicopters, heavier-than-air flying machines, jet airliners, and complete servicing of aviation products.
• Marine finance: This financial solution supports your used or new marine equipment needs, with consideration given to interim loan agreements for new contracts in the marine industry. Absa also offers leisure craft finance options based on customer preferences.
• CAF (commercial, agriculture, and franchise) consumer finance: Absa provides financial assistance to consumers with premises valued above R20 million, offering amortized loan terms across various economic sectors.

By choosing Absa's asset finance solutions, you can confidently meet your business's financial needs while benefiting from their expertise and tailored offerings.