Rating based on 9 reviews

RM Capital

Updated
  • Transparent and straightforward
  • Pay once you get paid
  • Customised PO deals
RM Capital homepage
Author RM Capital. Screenshot of RM Capital website.
[Accessed July 25, 2023]

About RM Capital

RM Capital has been providing South African businesses with alternative funding for more than 12 years.

With a combination of more than 50 years in the industry and expertise in accounting, legal platforms, and investment banking, you can rest assured that your needs are well taken care of by experienced individuals.

A customised approach to finance

Offering you an alternative to traditional bank loans and financing, RM Capital has customised the way they bring you the financing you need.

With their business model, you can access funding more easily and without the drawn-out hassle that usually accompanies such financing.

Not just another business deal

With RM Capital, every client is treated like a part of the family. They believe in their mission and they’re passionate about playing a crucial part in the growth of South African businesses.

There are no middlemen and RM Capital is a firm believer in building trusting, long-lasting relationships with all of its clients.

An ideology that speaks of success

Every successful business starts with an idea. This idea takes form when the operating values or ideology is compiled.

This ideology tells you what to expect from a company and also how you’ll be treated. RM Capital’s values are ingrained in everything they do and are laid out in four main categories, namely:

  1. There’s no one-size-fits-all solution – They aim to treat each client and their situation as unique because they know that no two clients are the same.
  2. Customised approach – They look at every aspect of a client's situation and then make a well-thought-through decision.
  3. A multi-layered approach – Combining their expertise, a final decision is made based on many combined factors.
  4. Building lasting relationships – By treating you as part of a family they take a personal interest in the growth and well-being of your business.

RM Capital Services

Apart from treating you like family, RM Capital is dedicated to helping your business grow and reach prosperity. By understanding the many facets of the business world and what it entails, they can guide you with years of knowledge and experience.

What purchase order finance can do for your business

When a customer orders a product from your business, a purchase order is written and signed. This order is a promise to pay an agreed-upon amount on delivery of the items in question. Purchase order finance then allows you to borrow the money needed to complete the order.

This may be for items that you’re intending to resell to your customer, equipment, or materials needed to manufacture the items. Once you deliver the completed order and your customer pays the purchase order, you then pay RM capital.

Reasons why purchase order finance is better than a loan

If you’re not willing to acquire a loan from a bank and you don’t want to sell any rights to your business, then purchase order finance could be your answer. This enables you to fulfil orders on time while only having to repay the financing when the customer pays.

Essentially what RM Capital does by giving you financing is buying the right to collect payment from the customer. They pay your suppliers and also guarantee payments. This way you can take on larger orders and expand your business to its full potential with the help of RM Capital.

RM Capital’s wide range of services

Not only do they provide purchase order financing, but they also offer other financial support services related to your business. They’re essentially your one-stop alternative when it comes to alternative business funding.

  • Advocates account factoring
  • Invoice discount
  • Cashflow finance
  • Structured finance

RM Capital – Purchase Order Funding

  • Loan Type Purchase Order Funding

Benefits of RM Capital

  • Expert guidance and support for business growth and prosperity.
  • Purchase order finance enables borrowing to fulfill customer orders without upfront costs.
  • Repayment occurs when the customer pays, offering flexibility and cash flow management.
  • RM Capital takes on the right to collect payment from the customer, allowing for larger orders and business expansion.
  • A wide range of financial support services, including account factoring, invoice discounting, cashflow finance, and structured finance.
  • Transparent and straightforward financing options with no complicated jargon.

Reach your full business potential with RM Capital

When it comes to purchase order finance, RM Capital has made it simple and understandable. There’s no complicated jargon or fine print. They believe in offering you a transparent finance option to help you grow.

How to qualify for purchase order finance from RM Capital

Although RM Capital’s financing is not a loan, it still holds some similar requirements like qualifying criteria. This criterion involves two main aspects, namely:

  • The customer’s creditworthiness – RM Capital will establish whether your customer is good to pay the order timeously.
  • The supplier’s reputation – For the purchase order to be granted, RM Capital looks at the reputation and delivery capabilities of your supplier.

Your 5-step guide to obtaining the purchase order finance you need

  1. The first step in the financing process is to send RM Capital a copy of the signed order placed by the customer. Together with this, they also require an agreement or quotation from your supplier.
  2. The next step is to supply them with relevant information regarding your business to check and verify the transaction you need funding for.
  3. Once RM Capital has all the necessary documentation and information required, you’ll be notified if the purchase order finance has been approved. They’ll also inform you if there’s a need for any form of security on the financing.
  4. If you accept the agreement, the funds will be paid to your supplier after the factoring and guarantee agreements have been signed.
  5. When the order is completed and delivered and your customer pays, the agreed-upon amount provided by RM Capital is deducted from the invoice and you’re paid the difference.

The quick online application

Applying for funding online has become the preferred method for most people. It allows you to do the application in the comfort of your home or office when the time suits you best. It’s completely safe and takes significantly less time than going into a branch with reams of paperwork to complete an application.

Complete the online application for a callback

When you go online and navigate to RM Capital’s website, you’ll see the tabs for the different funding options at the top of the homepage. Click on the purchase order finance tab.

When the page opens you’ll see the callback questionnaire on the left.

You’re required to supply preliminary information like:

  • Your name and surname
  • Email address
  • Type of ID document
  • Company name and registration number
  • Mobile number
  • Value of purchase order and financing amount required

The 3 main benefits of RM Capital

  1. Trustworthy
  2. Affordable
  3. Passionate

Reach your full business potential with RM Capital

RM Capital is passionate and dedicated to seeing South African businesses grow. They’ve taken a different approach to finance and they’ve helped many businesses reach great heights. If you’re looking for an alternative, RM Capital could be the answer.

RM Capital Contact

Physical Address

  • Suite 102, Block B The Offices Of Hyde Park Strouthos Rd (off 2nd Rd) Hyde Park Sandton Gauteng 2196 South Africa
  • Get Directions

Postal Address

  • P O BOX 2328, Gauteng, 1449, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed