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Business Partners

Updated
  • Business Loans up to R5,000,000
  • Tailored finance solutions
  • Repayment up to 10 years
Business Partners homepage
Author Business Partners. Screenshot of Business Partners website.
[Accessed July 25, 2023]

About Business Partners

Business Partners is a prominent provider of business loans for viable SMEs worldwide, with a presence in numerous countries, including Kenya, South Africa, Malawi, Namibia, Rwanda, Uganda, and Zambia.

Supporting business growth with tailored financing solutions

The company provides loans ranging from R500,000 to R50 million that can be used for business expansion, operating expenditures, property purchases, and franchise formation.

Business Partners has over three decades of experience providing financial support to business owners, making it the preferred business lender for many. The company is dedicated to assisting business owners in achieving success and providing valuable knowledge and services.

Enhancing the success of business owners with business partners

The company has spent over 30 years fine-tuning its offerings to enhance the success of the entrepreneurs it works with. The company recognises that investing in people is critical to fueling economic growth and creating a brighter future for all.

Entrepreneurs serious about expanding their businesses can benefit from more than financial support by connecting with Business Partners. The company offers a variety of solutions, ranging from technical assistance to business premises for lease.

Investing in the future of SMEs: Business Partners' vision and mission

Business Partners take on more risk than many FSPs, acknowledging that success often requires more than access to credit. The company has provided business loans totalling more than R20 billion. Beyond financial assistance, their technical assistance program provides solutions that cater to all business needs.

The company's main goal is to put resources such as money, expertise, and experience into promising startups in South Africa and other African countries.

It aims to establish itself as the top business collaborator for SMEs by fostering their expansion and progress, promoting the creation of wealth through entrepreneurship, and encouraging the generation of employment opportunities.

Business Partners Services

A business term loan is a type of financing that is commonly used by businesses to fund their operations or expansion plans. It’s a loan that is provided to a business for a specific period of time, typically ranging from one to five years, and is repaid with interest over the term of the loan.

Business Partners offers a range of financial offerings to support SMEs across various industries. Term loans are one of these services since they offer SMEs a lump sum of financing that can be utilised for everything from business development to commercial property investments.

Accessible and flexible financing: Business Partners' term loans for businesses of all sizes

Term loans from Business Partners are designed to meet each business's specific needs, considering the industry, the size of the loan, and the repayment terms. The loan amounts can range from R500,000 to R50 million, making it accessible to businesses of different sizes.

The loan term can range from 12 months to 10 years, depending on the purpose of the loan and your ability to repay. The interest rate is fixed, which means that the repayment amount will remain the same throughout the loan term, providing businesses with certainty and stability.

Tailored term loans for SME growth plans

Business Partners' term loans are ideal for SMEs that require significant capital to finance their growth plans.

The loan can be used for a variety of objectives, including purchasing equipment, expanding operations, purchasing real estate, or funding a management buyout. The loan amount can be tailored to suit the business's specific needs, and the repayment schedule can be adjusted to match the expected cash flows.

Value-added services to enhance the success of SMEs

The company has over three decades of experience in supporting SMEs, and its team of experts can provide guidance on financial management, business strategy, and operational efficiency.

This ensures that the SMEs that receive a term loan from Business Partners receive the capital they need and the knowledge and support to make their business successful.

The value-added services, including help with technical aspects and mentorship, ensure that SMEs can make the most of the loan and receive the guidance they need to grow their business.

Business Partners – Business Loan

  • Loan Type Business Loans
  • Loan Amount up to R5,000,000
  • Repayment 12 months to 10 years

Benefits of Business Partners

  • Tailored financing solutions.
  • Extensive experience.
  • Holistic support.
  • Investment in entrepreneurs.
  • Accessible and flexible financing.
  • Tailored for growth.
  • Expert guidance.
  • Value-added services.
  • Comprehensive evaluation.
  • Prompt application process.

Business Loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Factors considered in determining your eligibility for a term loan

Business Partners offers term loans to viable, registered SMEs in South Africa and other African regions where it operates.

Factors considered in evaluating SMEs for loans

Loan repayment terms range from 12 months to 10 years, based on the borrower's ability to repay and the purpose of the loan. Before approval the company comprehensively assesses your cash flow viability, potential profitability, product/service and market acceptability, track record, stage of development, and medium to long-term profit potential.

Additionally, they will take into account your technical and management skills and experience, creditworthiness, business acumen, and personal principles such as integrity, drive, and vision.

The application to apply for term loans at Business Partners includes:

  • A pre-application assessment
  • An initial assessment
  • A finance application
  • Due diligence
  • The structuring of financing terms
  • Negotiation
  • Internal approval
  • Feedback
  • Legal documentation preparation
  • Disbursement
  • Repayment according to agreed terms

Business Partners endeavours to provide a prompt response to the application. Only viable, formally registered SMEs are eligible for financing, with each application considered based on its merits and potential profitability.

Business sectors excluded from financing by Business Partners

They only provide finance for five years on average. A completed application, business plan, annual financial statements, up-to-date management accounts, cash flow forecast, and the CV of the business owner/s are required to apply.

Business Partners does not finance on-lending activities, direct farming operations, underground mining, informal and micro-enterprises, or non-profit organisations.

Expert mentorship and help with technical aspects of business growth

With over three decades of experience in supporting SMEs, the company's team of experts can offer guidance on financial management, business strategy, and operational efficiency.

These services ensure that SMEs that receive a term loan from Business Partners not only receive the capital they need and the knowledge and support to make their business a success.

man holding thumbs up

Business Partners is a trusted & reliable provider of business loans

In our review, Business Partners adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Business Partners is a registered credit provider in South Africa: NCRCP1796

Business Partners Contact

Physical Address

  • 37 West Street Houghton Estate Johannesburg Gauteng 2198 South Africa
  • Get Directions

Postal Address

  • PO Box 7780, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 8:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed