Genfin

GENFIN, a dynamic and entrepreneurial force based in South Africa, is on a mission to revolutionise funding solutions for SMEs and mid-corporates. Fueling growth and unleashing untapped potential, GENFIN offers a tailored approach with streamlined funding processes that adapt to the unique needs of businesses.

Unleashing the Power of Simplicity

GENFIN understands the transformative power of affordable finance for businesses. That's why they've embarked on a quest to simplify the funding process, liberating entrepreneurs from the shackles of complex financial projections and burdensome business plans. By curating a straightforward application experience and requiring only minimal documentation like recent business bank statements, GENFIN sets a new standard for speed and efficiency.

Leadership Crafted for Triumph

GENFIN owes its success to a remarkable leadership team boasting a wealth of experience. Co-founders and Directors, Merwe Scholtz and Suzaan Loots, bring an arsenal of banking and lending expertise to the table. Their visionary insights, combined with the seasoned acumen of CEO Jaco Erasmus in corporate and investment banking, make GENFIN a stalwart partner for businesses in search of funding solutions.

Certainty and Unparalleled Care

Partnering with GENFIN ensures unwavering certainty and transparent processes throughout the funding journey. With no hidden fees or penalties, GENFIN charges interest solely on the outstanding loan balance, fostering trust and peace of mind. Their sterling reputation is echoed by an impressive Google Reviews rating, a testament to their unwavering commitment to excellent customer service. Moreover, each client is paired with a dedicated Business Funding Analyst, a steadfast ally who provides tailored support and guidance, ensuring a seamless and satisfying experience.

Fueling Economic Prosperity

GENFIN aspires to be the trusted catalyst propelling South Africa's economy to new heights. Through professional and sustainable funding solutions, they champion the success and prosperity of SMEs. Embracing change, valuing people, taking ownership, delivering excellence, nurturing open communication, and fostering a culture of continuous learning are the driving forces behind GENFIN's operations, propelling them towards the forefront of disruptive fintech lending.

GENFIN: Your Partner in Progress

GENFIN transcends the conventional notion of a funding provider; they emerge as dedicated partners genuinely invested in the long-term success of their clients' businesses. Armed with streamlined processes, a seasoned leadership team, unwavering transparency, and exceptional customer service, GENFIN emerges as the unequivocal choice for businesses seeking funding solutions. Choosing GENFIN means aligning with a partner who comprehends your distinctive needs and supports your journey towards exponential growth at every step. Together, let's soar beyond limits and redefine what's possible.

GENFIN offers two loan sizes to meet business funding needs: small business loans for shorter-term flexible funding, and large business loans for convenient long-term funding. Whether you're a small or large business, GENFIN has the right loan solution to support your financial requirements and propel your growth.

Summary of business loans available

GENFIN Small Business Loan

This option presents a flexible and easily accessible funding solution for small business owners and entrepreneurs. It caters to businesses with a trading history of at least one year and an annual turnover exceeding R1 million. This funding option offers fixed monthly payments over a period of 6 or 12 months, enabling businesses to plan their finances with stability and predictability.

It allows for the convenient deposit and withdrawal of surplus capital during the loan term, ensuring businesses have the necessary financial flexibility. With the option to refinance and access additional funds without any penalties for early settlement, GENFIN empowers businesses to pursue growth opportunities without limitations. The Small Business Loan from GENFIN is specifically designed to meet the unique requirements of small businesses, providing them with the support and resources needed to achieve their objectives and foster long-term success.

Considering a Large Business Loan from GENFIN?

Eligibility and benefits of Large Business Loans

GENFIN provides established businesses with a convenient and cost-effective funding solution for their long-term financial needs, ensuring minimal impact on their monthly cash flow. Repayment of the loan occurs over a fixed period of 12 to 24 months, offering stability and clarity for effective financial planning.

Businesses can take advantage of refinancing options to unlock additional capital, allowing them to seize new growth opportunities. Enjoy the flexibility of settling the loan early without any penalties, enabling savings on interest costs. Large Business Loans from GENFIN are specifically tailored for established businesses with a trading history of at least 3 years and an annual turnover of R10 million or more.

GENFIN's comprehensive range of funding solutions caters to the diverse needs of businesses, providing accessible and flexible financing options to support their growth and success. With streamlined processes, dedicated analysts, and a commitment to transparency and customer satisfaction, they stand as a trusted partner for businesses in South Africa. Whether it's a small business loan or a large business loan, their expertise and dedication ensure that businesses can access the funds they need to ignite, scale, and thrive.