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Fedgroup

Updated
  • Flexible financing options
  • Up to 75% loan-to-value
  • Decisions within 48 hours
Fedgroup homepage
Author Fedgroup. Screenshot of Fedgroup website.
[Accessed July 27, 2023]

About Fedgroup

Fedgroup, a proudly South African FSP, was established in 1990 with a unique approach to business.

It highly regards honesty, integrity, and dignity while recognising modernisation's significance in its industry. It uses technology to drive business, product, and industry advancements. Its main objective is to streamline the financial services sector by minimising bureaucracy, providing more customer benefits, and using less complicated terminology.

Fedgroup's specialised approach to financial services

Fedgroup, a financial services provider, offers products that demand a specialised approach. Although the company has grown significantly over its 30-year history, it remains steadfast in its commitment to traditional values.

The importance of staff care in financial services

Fedgroup prioritises the well-being of its staff members and values them above profits, which enables them to provide exceptional service to clients. The company caters to diverse clients, from high-net-worth individuals to economically disadvantaged individuals.

Addressing distrust in the financial services industry

Fedgroup has recognised the increasing lack of trust in the financial services sector caused by the surge in complex products. In response, the company has deliberately tried to simplify its products and services. Furthermore, Fedgroup has allocated resources towards implementing intelligent technology, ensuring that its customers can anticipate dependable and consistent service standards.

Protecting assets through testamentary and inter vivos trusts

Fedgroup has expertise in creating Testamentary and Inter Vivos Trusts. The former type of trust is frequently used in the country and aims to protect assets while providing for minors or individuals facing challenges after the owner dies.

The company allows clients to nominate their preferred trustees and guardians in their will to ensure their wishes are fulfilled. Meanwhile, Inter Vivos Trusts have traditionally been employed to safeguard assets and facilitate their transfer across generations. Nevertheless, recent changes in legislation have resulted in a significant transformation of the estate planning and trust industry. Fedgroup's team of trust experts can offer valuable guidance to clients on the optimal means of safeguarding their assets.

Fedgroup Services

Fedgroup is a financial services company based in South Africa that focuses on property finance and provides various services to accommodate the specific requirements of investors and entrepreneurs.

Having been in the market for more than three decades, Fedgroup comprehends the intricacies of the property market and utilises this understanding to create customised solutions for its customers.

Fedgroup's flexible financing options for commercial property finance

Fedgroup provides commercial property finance, which aids both business owners and investors in expanding their portfolios by investing in commercial property.

With loans of up to 75% loan-to-value (LTV), Fedgroup offers clients the freedom to manage their businesses as they see fit through flexible financing options. Fedgroup's strong emphasis on responsiveness guarantees that clients receive a decision from their commercial property finance specialists within 48 hours of their initial consultation.

The advantage of having more funds to invest in your business

With Fedgroup's interest-only terms, customers can pay off only the debt portion of their loan or a specific percentage of the capital amount. This gives them the advantage of having more funds to invest in their business.

In contrast to other lenders, Fedgroup's team maintains a strong commitment to providing a personalised experience for clients during the entire process, ensuring that they receive the care and attention they deserve.

Fedgroup's key to delivering exceptional service in commercial property finance

Fedgroup's approach to commercial property finance is based on a thorough understanding of the industry and a commitment to delivering exceptional personalised service.

Under the leadership of GM Stefano Valenti, the team takes a hands-on approach to deal-making to provide you with a bespoke finance solution that caters to their individual needs and requirements.

Partnering with Fedgroup for expert advice and enhanced commercial property investment

Fedgroup's unique financing system and an internal network of complementary, specialised skills guarantee that you get the greatest possible benefit from your commercial property investments.

Through a partnership with Fedgroup, you can access a range of advantages, including having an appreciating asset on your balance sheet, increased security, and expert advice from commercial property finance specialists whenever you require it.

Fedgroup – Commercial Property Finance

  • Loan Type Commercial Property Finance

Benefits of Fedgroup

  • Customer-centric: Focuses on streamlining the financial services sector for customer benefits.
  • Simplified products: Addresses industry trust issues by simplifying products and implementing intelligent technology.
  • Trust expertise: Offers expertise in creating Testamentary and Inter Vivos Trusts.
  • Customised property finance: Provides flexible financing options for expanding commercial property portfolios.
  • Fast response: Clients receive decisions within 48 hours from initial consultation.
  • Interest-only terms: Offers interest-only payment options, freeing up funds for business investment.
  • Personalised service: Commits to personalised, hands-on service.
  • Expert guidance: Access to experts for enhanced commercial property investment.
  • Efficient application: Quick online application process.
  • Transparent decision: Decision in principle within 48 hours.
  • Clear loan offer: Formal loan offer with terms and conditions.
  • Smooth disbursement: Funds disbursed upon completion of paperwork.

Eligibility criteria, application procedure, and loan offer process

To apply for commercial property finance at Fedgroup, there are a few eligibility criteria that must be met.

Requirements for applicants seeking commercial property finance

You should be a South African citizen or permanent resident. You must have a valid South African ID document or passport. Thirdly, you must have a good credit record and demonstrate your ability to repay the loan. Finally, you must have a minimum of 25% deposit available for the property they wish to purchase.

Application procedure for commercial property finance

The application procedure can start as soon as the requirements are satisfied. The first step is to complete an online application form, which can be found on the Fedgroup website. The form will require basic personal and financial information and details about the property being purchased.

Quick and efficient decision making

After submitting the application form, the applicant will receive a decision in principle within 48 hours from the commercial property finance specialists. If the decision is positive, the applicant must submit supporting documentation, including a copy of their ID, proof of income, and bank statements.

The applicant must also provide information about the purchased property, such as a copy of the sales agreement and a valuation report. Once all the necessary documentation has been submitted, Fedgroup will assess the application and decide whether to approve the loan.

Accepting the loan offer and signing the agreement

If the loan is approved, you will receive a formal loan offer, which will outline the terms and conditions of the loan. This offer will include details such as the repayment, interest rate, and any fees or charges associated with the loan.

If you accept the loan offer, you must sign the loan agreement and provide any additional documentation required by Fedgroup. Once all the paperwork is in order, the funds will be disbursed to the seller or to your attorney, and the property will officially change hands.

Fedgroup Contact

Physical Address


Postal Address

  • PO Box 782823, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed