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TUHF

Updated
  • Rental housing specialists
  • Focus inner-city neighborhoods
  • Empowers property entrepreneurs
TUHF homepage
Author TUHF. Screenshot of TUHF website.
[Accessed July 27, 2023]

About TUHF

TUHF is a specialised financial services provider that offers property finance to entrepreneurs in inner cities.

Their primary focus is financing rental housing that can be afforded by all, and they provide financing for purchasing and refurbishing rental properties. TUHF has extensive knowledge of its finance areas and provides guidance and expertise to entrepreneurs throughout the 15-year loan term.

Ensuring feasibility and market conditions in property development

TUHF collaborates closely with entrepreneurs to guarantee that the buying cost is fair, the plan is achievable, and that it conforms with the local market circumstances. Moreover, they confirm that there is compatibility between the entrepreneur and the building and a balance between the financial requirements of the acquisition and the actual rental income.

TUHF's support for property entrepreneurs

TUHF motivates its clients to progress from occasional to permanent property entrepreneurs by enhancing their property ventures. In deciding on a loan, TUHF evaluates the individual and the project, with the entrepreneur's entrepreneurial skills and proficiency guiding their decision-making process.

Creating impact through a small change

TUHF is dedicated to making a significant difference by making minor modifications in each area they develop. Their goal extends beyond financial support as they strive to improve inner-city neighbourhoods by offering affordable housing and aiding property entrepreneurs.

Personalized service and support for property entrepreneurs:

The company’s values of Enquiring Mind, Grit, Ground Breaker, and Human Connections are at the core of its work. They are reflected in their commitment to providing personalized service and support to property entrepreneurs. They believe building long-lasting relationships with entrepreneurs is crucial for their success in the property market.

TUHF's commitment to safe and accessible housing for all

They aim to create opportunities for property entrepreneurs interested in managing rental housing projects but may need access to traditional finance options. The property development finance options provided by TUHF are designed to enable individuals from all walks of life. TUHF is driven by its belief that safe and affordable rentals should be accessible to everyone.

TUHF Services

TUHF is a company that deals with commercial property finance, and its main area of expertise is providing commercial property finance loans to entrepreneurs from diverse backgrounds.

They concentrate on regions commonly neglected by conventional lenders and can recognise opportunities where others perceive a decline. Their primary objective is to provide funding to acquire, transform, or renovate buildings in the inner cities of South Africa, focusing on delivering reasonably priced residential units where they are most necessary.

Personalised and specialised approach to commercial property finance

It provides a personalised and specialised approach to commercial property finance. Their deep understanding of the intricacies of cities allows them to support their clients in revitalising communities.

Through their commercial property finance products, TUHF aims to significantly impact on a large scale by empowering property entrepreneurs to create housing that all can afford and that caters to the needs of residents in inner-city areas.

TUHF's commitment to identifying opportunities and empowering communities

TUHF is at the forefront of offering commercial property finance in South Africa for residential and mixed-use projects in inner-city and in-city areas. They collaborate with property entrepreneurs who thoroughly understand these regions and contribute their market knowledge to each project, resulting in a significant impact from each minor alteration they initiate.

The key elements that define TUHF’s success in financing property development

Its distinct skill in identifying potential in individuals, nurturing and guiding them, fostering relationships between various stakeholders and communities, and their specialised understanding of the intricacies of inner cities is what defines them as TUHF.

They offer unparalleled solutions for financing residential property development in South Africa, significantly impacting on a large scale. Each residential unit, every restored or repurposed building, and entrepreneur welcomed into the commercial property development realm has a powerful effect on the inner-city areas in which TUHF invests.

TUHF is enthusiastic about uncovering potential and positively impacting South Africa's inner cities.

TUHF – Commercial Property Finance

  • Loan Type Commercial Property Finance

Benefits of TUHF

  • Affordable housing: Specialised in financing affordable rental housing.
  • Market expertise: Ensures projects align with local market conditions.
  • Entrepreneur support: Enhances entrepreneurial skills and success.
  • Community impact: Aims to make a significant difference in inner-city neighborhoods.
  • Personalised service: Commits to personalised service and relationships.
  • Inclusive financing: Accessible to individuals from diverse backgrounds.
  • Neglected regions: Focus on overlooked inner-city opportunities.
  • Scale impact: Empowers property entrepreneurs at a large scale.
  • Streamlined application: Simplified process with various finance options.
  • Equity contribution: Determined based on project feasibility.
  • Regulatory compliance: Ensures compliance for smooth registration.
  • Application process: Three-step application with privacy consent.

How to apply for commercial property finance with TUHF

To start the application process, the investor must identify an inner city location for their investment and find a suitable building or site.

The investor then researches to prepare for a meeting with a TUHF consultant. TUHF provides a loan facility for 15 years, which can be used for acquisition, development, or a combination of both. The financing options include purchase only, purchase with construction, construction only, conversion only, equity release, and refinance.

Equity contribution to entrepreneurial financing

Entrepreneurs who wish to obtain financing must submit several documents, including a signed offer to purchase or deed of sale, FICA documents, financial statements, and other necessary paperwork. The amount of equity contribution required is determined based on the project's feasibility, and the IEF provides support with equity contribution.

Qualities required for TUHF entrepreneurs

TUHF entrepreneurs must demonstrate a variety of qualities, such as having an equity contribution for their project, being trustworthy and dependable, having knowledge of the inner city, possessing property management skills and contacts relevant to the project, providing excellent customer service and maintaining firm credit control, taking pride in owning well-maintained and clean buildings, generating sufficient profit, and being committed to urban regeneration.

Importance of preparedness for smooth TUHF registration

The TUHF initiatives are situated in primary urban centres facing a decline but near schools, transportation networks, and workplaces. They are financially viable and seek to enhance the housing quality in the chosen inner-city zone by providing reasonably priced rental units. Their presence has a beneficial impact on the surrounding areas.

Please comply with regulations or delay securing clearance certificates or equity to speed up registration. Therefore, preparing all the requirements is crucial to ensure hassle-free and quick registration.

Starting the application process for entrepreneurship

To initiate the process of applying, individuals interested in becoming entrepreneurs can contact a portfolio manager. The documents required for the application will depend on the type of registered company the applicant is applying with and the project they want to finance.

Those interested can follow three simple steps to obtain a list of the necessary documentation, and for further support, they can contact TUHF using their email or phone number. Upon applying, entrepreneurs must consent to TUHF's privacy notice, and TUHF will use their information to communicate with them regarding their request.

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TUHF is a trusted & reliable provider of commercial property finance

In our review, TUHF adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ TUHF is a registered credit provider in South Africa: NCRCP12041

TUHF Contact

Physical Address

  • 12th Floor , West Libridge Building 26 Ameshoff Street Braamfontein Gauteng 2001 South Africa
  • Get Directions

Postal Address

  • PO Box 30872, Braamfontein, 2017, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed